@Douglas Skipworth An important distinction.  

I apparently mentally discounted it as "pfft, this might as well not exist as distinct from vanilla Fannie," but if there's some niche where FNMA HR > FHLMC HP, I'd be curious to know what I've been overlooking. 

Underwriters are humans that evaluate risk for a living, and recognize that huge distinction. 

HI @Brodie Priestley, let me lead with this crucial distinction. . . .why do you need to reduce the price?   

With the development of private property ownership, real estate has become a major area of business, commonly referred to as commercial real estate.Purchasing real estate requires a significant investment,and peach parcel of land has unique characteristics, so the real estate industry has evolved into several distinct fields.

I recently saw a graph depicting historical S&P 500 trends right before and after elections and it was interesting to see the distinct difference in share value trends. 

One big reason is to keep some distinction of what funds belong where as I scale.  

It is taxed at rates capped at 25%, as opposed to ordinary rates - a subtle but very important distinction.

I am a little embarrassed to ask this but after researching R-3 Zoning, I have a few questions:Information:     - I have a lot, nearly 6k square feet, in Phoenix AZ and it is zoned R-3     - It currently has two duplexes on it for a total of four units     - At least one of the units is an addition     - I am uncertain as to the permits, however I did purchase it this way and there were no questions or issues in inspection or appraisal     - I am considering adding another unit or two, or at the very least expanding a unit to add another bedroom.Questions:     - In reading the coding, I am not sure where I land (Conventional or Planned Residential Development - I am assuming conventional but unsure of the distinction)     - I am a little confused as to whether the rules for dwelling unit density are specific to number of units or number of structuresAny feedback would be so very appreciated!

., I wonder if what you're noticing is more of a self-selecting distinction.