Their pro formas felt optimistic with providing 6% annual appreciation and property management that is only about 6% of rent so I take it with a grain of salt (they offer their own property management services but it has terrible reviews on Yelp so I would probably go with someone else). 

So I am assuming you were the lender on these properties and they did not manage them well and they went into foreclosure.

There are some types of trusts that bring a lot of protection, but you generally lose control of your assets and they are managed by someone else. 

I don't want to be tied to Furnished Finder exclusively for MTR management. 

Don’t have the time to do property management right now however as I have a full time W2 (accredited investor) and a family to raise. 

Don't change jobs or income yet.Once you do and you think you can manage the payments based on your new income, maybe once you get the rooms rented.Then if you want to switch there are plenty of opportunities. 

Duplexes cash flow better, have less risk, AND EASIER TO MANAGE compared to a SFH.  

It’s been a while, but I finally managed to get back into the BP forum—great to be here again!

Have a frank conversation with the property manager. 

However, there's a critical detail that many tax advisors conveniently overlook when promoting these studies.Here's the uncomfortable truth: If you're a high-income earner (AGI > $150,000) and not actively managing your properties, those promised tax savings might be locked away for years.