It is now going to May and I haven't   received money towards the mortgage and i even contributed to the utilities (silly me not wanting to get in trouble).

Fifth, you're a contributing reason why landlords have bad reps.  

Rather than writing the loan off, having 20,000+ less to lend and have it take 3 years to put it back yourself via ROTH contribution limits (7k/year), can someone else pay the loan back for the borrower?  

The money is just as good as technical fields and you can actually do / build / contribute something to the world.

20% down payment will be personal cash that I’ll put into the LLC as a capital contribution.

Having invested significantly alongside our investors, often being among the first to contribute when things got difficult.

Additionally, Milwaukee boasts a diverse and resilient economy with strengths in manufacturing, healthcare, and technology, contributing to a stable job market.

Thank you everyone who has contributed to this post.

I would ask her to offer you a 2% seller contribution (Seller credit) if you are buying it as an investment.

Although, still not sure about the split.I already have: - healthy 401k and I contribute the max- roth IRA- I own my primary residence (have a mortgage) - I own one rental property (with a mortgage), which is cash flow positive- I also have $30k in savingsMy plan is to continue saving and start buying other rentals.