And we, NMD guys, because we have so much more cost associated with doing business in RE, have to pick deals with arguably better margins than Grant Cardone...I am thinking of writing an article on this.  

Thus (IMO) your only recourse (or at least, your arguably best recourse) is to attempt to get the property owner to redeem (and pay you back plus interest).

Arguably, these things needed to be repaired because of your residency there and you are therefore making the property whole for the damage and wear and tear YOU did to it.

Having 20 units in one complex is arguably easier to manage. 

Getting them on the line and reeling them in are arguably more important.I'd quibble on some of your numbers' details, but overall I'd pursue it.  

Getting started with nothing is possible, but arguably you are playing in a different league when you have $100,000 to bring to the table.

Often times to deliver additional discounts on newly modified loans which arguably had a high chance of redefault.  

I like the community banks that lend up to a max debt coverage service ratio (DSCR) because in my opinion its easier to control/manipulate income vs mtg payment than it is to control market value or your acquisition costs (arguable of course).

Thus, any prudent investor in a 3-family property in Union City would now be stuck with a property subject to rent control.The relatively safer way to avoid rent control would be investing in towns which do not have any rent control ordinance altogether (thus rather than tweak a small aspect that renders your property rent controlled, they need to actually put a whole set of rules in place, which arguably is a bit harder, though can also happen). 

A fully-occupied/leased apartment building with low-quality tenants is arguably worse than a vacant building.