Keep in mind it’s more than likely most of the competitive banks these days for real estate investing may not be local!  

One thing to really keep in mind when investing in high cash-flowing markets is to make sure that you are working with a team that can give the right insight and guidance on the different neighborhoods.

I design the homes and build my budget with that in mind. 

The court of public opinion can be much more effective.Good luck.Eviction moratorium with small landlords isnt fair  https://time.com/5846383/coronavirus-small-landlords how devistating the eviction moratorium is on small landlords and how theres very little help for small biz landlordYou can organize join your landlord or apartment association locally to prevent this and also network with like minded people.

Just keep in mind, the guru will not bail you out in a tough situation, unless there is significant profit in it for them.

Kendrick, keep in mind that real estate pricing is determined by desirability .

I’m sure the community here has a bunch of insights, so I’d love to hear what you’ve got in mind before you pull the trigger!

If you don't mind my asking, how did you find the deal to begin with, and did you have some hint that owner financing might be on the table from the get-go?  

Keep in mind, I’m based in the Binghamton, NY area, which is more of a cash flow market with slower appreciation compared to other areas.

Only on the MLS are you restricted to what a seller or agent for the seller have already etched in their mind.