Granted, that's not a representative sample but I bet that's what most visitors do.A few points regarding what you mentioned:1.

I've progressed from owning fixer upper duplexes in the north end of Winnipeg where I would do the renos myself late into the night; to purchasing large apartment buildings to acquiring properties in 13 different cities across Canada and the United States. to now buying office buildings and institutional-grade grocery-anchored retail centers leased to national tenants and publicly traded companies like Walmart, Safeway, and Loblaws.Before 27, I achieved lean FIRE, all thanks to the inspiration and fundamental concepts from the BP podcast and the incredible people I've met along the way in this entrepreneurial journey by betting on myself, committing to lifelong learning, and nurturing an insatiable curiosity.If someone like me, who barely made it through high school and would be considered "unlikely to succeed" by my peers, can do it, so can anyone reading this.

Welcome to BP - think you are definitely starting in the right place - house hack duplex to start the real estate investing journey should be a solid bet - don't need a huge amount of capital either if you buy smart

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

You bet @Dan Guenther!

While that is the law, nobody redeems....I'll bet 1% redeem, so I would just count on never getting that.

I would bet money that the licensing agency requires in their rules that they must disclose in writing to the client every conflict of interest. 

You just gave in your example above a return of 10% and I am telling you you would bet the entire 10% versus the insurance return which would be barely 4.25% based on your own calculations. 

@Brian Erlich  I get what you are saying and opposition by some neighbors is not the same as an HOA but if you have a rich neighbor who does not want you there all bets are off.   

Roberto kind of hit me wrong so I looked up his posts he is a new member and its clear he is selling sub 2 training and If I was a betting man I suspect he is affiliated with the sub 2 guys or he is taking their playbook and running with it.