My wife and I have just about 100 tenants and so far (fingers crossed) only about 10% have called with rent paying issues.  

Pandemic does not appear in my policy and I have a call into my broker to verify, fingers crossed.So far so good no major concerns at this time. 

Fingers crossed ! 

I can honestly only count on a couple fingers the number of brokers that I can say I truly trust, and they happen to be older guys who've been in business for a very long time.

It's pretty clear in bold letters on loan docs that it is an owner occupant loan.Plus, closing attorneys usually mention it when you're signing the papers...especially if they know you're new.The bank likely wouldn't not fall for the story you were going to live in it if you closed in 16 days and had it it rented out within the month.Your best bet is to cross and your fingers and hope they don't ask in the next 12 months.

Fingers crossed.  

@Colton Tapp The key to smoothly leasing and operating older office buildings is to have your (or someone you trust) finger on the pulse of the city and understanding zoning/permits/use/ADA.

“Fingers crossed.”

Very easy and makes everything just look neat and clean in a way that you can't quite put your finger on.

Goal is to one day retire from the service and have a few properties already under my belt (fingers crossed by the end of 2020) to jumpstart a second career.