Now is my time to get rolling.

Final Thoughts In my 27 years of practice, I’ve encountered fewer than 20 cases of loan acceleration, and most involved creative financing or FHA loans.

I'm here in the South Shore and my home town is Brockton.

I’m ready to buy mi first duplex/triplex for a house hack and wanted to go the FHA loan route strictly for the low down payment of 3.5% I’ve been self employed for exactly 1 year now, but the issue I’m running into is that every lender I have talked to (over 9 lenders now) have told me I need to have at least 2 years of self employment in order to get an FHA loan or any loan that requires under 10% down (even if I made good money my first year of self employment) I have 780+ credit score, no debt, no loans, no monthly payments on anything.

I did get the property deeded back in my name and a Promissory Note created by attorney. 

Brian,Please re-read my response.

See my DSCR comment a above. 

"Equity shrinks pretty quickly when you sell".Thirdly, anybody tooting their own horn wants something from you . . . your money.Now, since I have 10,000,000 houses and $100,000,000,000 in equity, I can verify this is true.Seriously folks, question everything in life and you'll love me for learning that principal.You may ask, is the person answering my post an expert and is their opinion good?

Just left my W-2 to go full time Real estate but I'll tell you what...it ain't passive!  

I have been very patient with my investment.