And foregoing mortgage payments while interest continues to accrue also isn’t a solution because it’s still punishing landlords. 

I'd take that over having the rest of my life ruined by a bad decision that never stops punishing me financially.Back to some good news; there is a specific line of investor-centric multi family investment buildings in Utah County that are as far on the opposite end of that spectrum as they could be.

Although the appraisers were not punished they were formally reprimanded in writing for violating multiple standard rules from USPAP.

People like him are why we should bring back corporal punishment. 

—A person who falsifies information or written documentation, or knowingly provides fraudulent information or written documentation, for an emotional support animal under s. 398 760.27, or otherwise knowingly and willfully misrepresents himself or herself, through his or her conduct or through a verbal or written notice, as having a disability or disability related need for an emotional support animal or being otherwise qualified to use an emotional support animal, commits a misdemeanor of the second degree, punishable as provided in s. 775.082 or s. 775.083.

I've heard that it's punishable by up to a year in jail, and you've left a trail of intent on a public internet forum.

Unless I'm missing something, it seems like a punishment for being financially responsible.

At some point, I felt as if they are punishing me due to friction w/ my local rep. 

In a way the system punishes me for sticking to the boring truth. 

It's income based, punishing those who put the work to better effective use and rewarding those who did not.