One school of thought is, as the article states, the hedge funds, private equity firms, etc. buy these notes in bulk, skim the cream off the top, and sell them to the firms "downstream".

Again, life happens so this is cream and I wouldn't include this in your decision making.It's tough to buy right these days but it can still be done in the right markets, I'm sure.

The walls are painted with cream color but our photographer is just kinda crappy and made the walls look like it's dirty but I promise you the walls are clean. 

Shellpoint is NOT the cream of the crop servicer you got sold because of the claim or some other thing you did that your original servicer saw was negative.

Looking forword to hooking up Love Waterbury spent a few summers age sell ice cream on a ice cream truck had a blast

I did that and got creamed with the 2008 collapse in the economy.

With rare exception, only the cream of the crop is being funded once you get up into that arena.

That's actually a good thing, as the ones who do get past step one are probably the cream of the crop

Since he provide the financing, he wanted the cream of the target market.

Partner with those whose strengths offset your own areas of weakness and vice versa.You sound like a sharp guy so Im sure that once you think thru the possibilities and upside of partnering on some flips and holding the cream of the crop, lights will go off.