They tend to be worth millions to tens of millions or more and have very high incomes.

(I'm looking into following the million in net worth plan from the book)When buying a property for a low value ex: a duplex in Cisco TX for 95k and probably cheaper.

As a lender, I'm sure you know a million agents, but you may consider finding one who owns investments, and therefore understands not only the mathematical calculus of divesting from an investment, but the emotional ramifications as well. 

The goal is to take down 5-20 million dollar deals; the next few years will be properties that will come to market at very prominent discount. 

And I do agree that with professional sports, income is not stable unless you are at the highest levels and you get millions of dollars in a contract that is fixed on a given amount of years.  

Which is really the crux of my argument here to is people jump through hoops "thinking" they are saving the world but I still cannot get anyone with 2+ million members here on BP tell me if they use a property manager and have reviewed and gone through their insurance policy on the property tell me what could they possibly be sued for that an LLC would protect them from?

They were told that since they will be purchasing a fifth property with a Jumbo loan (with total value of loans in excess of $4 million) they would need 120 months of reserves for all of the loans put together (about $1 million in reserves). 

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The city's universities, hospitals, and growing job market contribute to a steady demand for rental properties, especially in desirable neighborhoods.Considering your budget of under $1.5 million, there are plenty of investment opportunities in Philadelphia that align with your investment goals.

There are a million ways to make side income so don't give up on that