Not only was the networking extremely valuable in pushing me forward, but I can honestly say after attending numerous conferences (like you!) 

I'd also suspect that as an owner-occupant, one might be able to skirt strict STR laws, and rent out a primary in an extremely in-demand market, especially in the near-term (think collecting huge fees seasonally around CU football games the next few years). 

And we both work extremely hard for each other, and make no excuses.When you are vetting a partner, ask yourself What value am I going to bring to this partnership?

It is extremely rare and not even worth putting effort into additional protections.

Hey Tom, we've used B2 and Tidewater and have been extremely happy with both. 

As you've noticed, rental property insurance is extremely tough to find in Louisiana right now, and will be highly dependent on the age of the roofs on your properties.

It is becoming extremely unsightly as they continue to build and will eventually bring tourism/desirability down (in my opinion).  

It was extremely hard to get information about properties while owners and brokers seemed a lot more careless and missed basic things.  

I feel like that's the extreme people go to."

That would put you between probably $3500-4500 depending on dp, property taxes etc. 85k salary, let’s say you are taking on home 60k, like even with house hacking, you’d simply at best be extremely house poor, at worst would be challenged to afford the mortgage, the vast majority of people buying homes in our area at this point in the cycle for a variety of reason are dual income households, tbh for a single person making 85k a year, you are just much better off renting or moving to locol area if remote or hybrid.