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I second the Commercial Loan approach - - just find a local business bank, not a national big-box cookie-cutter :smirk: The LLC will always be a problem as that entity must have a DTI ~like a person would. 

Some people even bake cookies to make it feel and smell like home.  

The properties you and I have been discussing are “cookie-cutter” properties less than 10 years old, single story, safe neighborhoods, and are not likely to have much foot traffic.

it's not a cookie cutter transaction like residential. everything is based on the individuals and property. no 2 is alike.everyone's investing motives are different,  5% cap may work for some and min 10 % for another.  

They come with cookies, candy and such, all with a pot that can be used as a planter afterwards - and all for $20.

Cookie cutter units vs. lots of unit variation is preferred to make renovation work easy to multiply and duplicate.

I'm guessing that the average new agent usually doesn't have this experience, so training programs of the larger brokerages may be cookie-cut designed to teach some skills I may already have.

Zillow is good for cookie-cutter neighborhoods if you're not ever dealing with distressed property.

That means, they don't want cookie-cutter, the way many investors do their rehabs.