I would find a loan officer that does both conventional and FHA renovation loans to compare which has better rates and terms for your situation.

Plus, there are upfront costs to consider, like furnishing your condo and any expenses tied to managing it as a rental.As for refinancing, it might not be the right time with interest rates where they are.

It's the boring places that probably won't appreciate above the rate of inflation that will provide real month to month income. 

Finally from a purely from a cash outlay prospective short term, you could rent a house with roommates and your payment would still probably be Lower than house hacking because rates are so high, over the long period 5-10 years obviously it would cheaper ti buy, hope that makes sense 

The price points do make it hard to cash flow even with the lower interest rate subject tos. 

Do personal returns have higher audit rates than entities overall? 

-interest rates AND prices are high right now, which have REALLY hurt cash flow.  

For example, the turnover rate on Realtors is like 88% a year or something like that.

I will gladly send over their contact info!

Start with friends, family, and professional contacts who understand your work ethic and track record.