I call the "dead" leads if my partner couldn't make much headway and vice versa, for example, one lead where a daughter who was calling on behalf of her parents (who might not speak English?)

In hiring a foriegn working, you want to fully vet them, their English skills and you will need to provide clear instructions and supervision.

The English teacher side of me says to make a rubric for yourself.

However, I live in South Korea currently where I teach English. 

We see it with some of the Hispanic Lender and Realtors on the west coast dealing with folks that don't speak English..

Hello everyone, this is my first post here.Sorry for any grammar mistakes, English is not my native language :)After 2 years of learning everything I can about investing, I decided that I want to invest in real estate.

Since my mother cannot fully understand English, I have to take care of the business.

A couple of add on comments:Louisiana has far different laws that any other state because their basis of law is the Napoleonic Code rather than English Law.

It seems to me either the government should get out of the loan business for English, History, and basket weaving students and let and the lenders deal with these borrowers at their own risk and face the possibility of actual student default, and bankruptcy protection, or qualify these taxpayer backed, non-defaultable loans by insuring the quality of the academic endeavor (sic STEM).  

I am still trying to choose between countries to teach English in and Malaysia just became even more attractive because of this knowledge.