Its a security measure to protect their investment.

I'm seeing a more aggressive stance from what is being claimed by members here on BP, such as cash out refis after 6 months, it must be in areas where property values are going back up at a faster rate in general.On the conservative side, prudent lending practices will be stressed, meaning that a lender may not do so much of those "if it makes sense, we loan it" type deals, it may be tougher for a deal to make sense.All in all, I doubt a qualified borrower will see much of a difference on the street as the new changes will be played out in the operations side of the lenders and their relationships between other lenders and securitized markets.Actually there are more aggressive measures in making a loan, the debt to income for a residential loan has gone from 36% to 43% allowing borrowers to qualify with more debt!

You'll see that finance takes in aspects of all other business functions or specialties, such as accounting, marketing, management, inventory and process of work flows as you are measuring the efficiency of the overall business.It's not going to teach financing in residential RE, you will probably touch on commercial financing in a conventional sense.

I might be happy with modest monthly cash flow if I bought at a great deal and have lots of equity.There are many ways to measure a deal; other than the cash flow per month.

At less than a dollar each it is a quick freshening measure.

Neither of them were successful in the financial sense (at least in the way I measure that now) but they were both a necessary part of the growth process in that they gave me experience. 

Another important PM measurement is we average approx 96% collections per month.

How does one measure landlord friendliness?

I have always been one of those types of people who 'keep measuring but never cut' so to speak, so I'm resolved to not run my real estate business that way.

I thought the Cashflow ROI (amount of net cash flow generated as a percentage of purchase price) would be a more appropriate measure.