Regarding fire places, our friends that have older apartments with fire places are often filling the fireplace gap with electric LED "virtual fireplaces". 

You have $606 after tax dollars to spend on the rest of life's expenses, including investing, buying flowers for your significant other, cell phone bill, water/electric/vehicle expense/food/childcare/hair cuts/vacation. 

The county engineers had a specific requirement for this driveway with it being so small.

Not so much, I think it is their self described "band of scrappy bankers and engineers" actually just trying to create a white label service where the QI has no liability and no effort to expend other than holding the money in some account doing heaven only knows what to make their profit.

I asked the broker about the electrical and plumbing systems.

If high income individuals engineers doctors rent out property and people find out, are they more likely to get sued? 

Thank you would it cost more then 200,000 to just do the basics like, insulation, electric, roof and plumbing?

I'm wondering if I'm missing anything: Mortgage (20% down, so no PMI) HOA Electricity Gas (None, as the new construction house has an electric stove—everything is electric) Water Bill Camera Security System Internet Lawn Care Regular MaintenanceQuestions: Will I need to pay for trash? 

Weather became a challenge, Portland had a huge ice storm in January when all my plumbing and electrical was going in.

The pain is removing all HVAC, plumbing & electrical so you can sister or replace a beam or joist and then put them all back in.