Heating and plumbing are not the same trade and you need someone that eats and breathes heating.Ask other landlords around town to see who they use for hot water heating.

Be very careful with ozone machines because breathing the ozone can damage your lungs. 

@Geoffrey Schnake It's always 5 o clock somewhere is getting a lot earlier in the day for me as well.It is nice to hear everyone's positive perspectives which is breath of fresh air.

Do this a few times and you'll almost certainly have your local attorney general breathing down your neck.Let's take this one step further - in the example given above you sell your house with the beautiful 2.7% 30 year fixed mortgage to a new buyer by doing a wrap or a straight subject to transaction. 

Nonetheless, you, the great QI white knight, have rode in to save the innocents masses from Bill the Dragon, breathing the fire of bad advice all over their villages.Allow me to set the record straight, I find it interesting that in the IRC the definition of a QI falls into the category of 'is not' as opposed to "is", e.g. a lawyer is someone who has passed the bar, an EA is someone who has meet all the qualifications laid out by the Dept of the Treasury, where as a QI is not someone who is a relative, close business associate, ect.

Deep breath and keep it professional.Suggested letter, what do you think?

If you don't have the banks or the city breathing down your neck then you can use your discretion.

If you know the bank you can try a call to the asset manager, don't hold your breath, they will be listing it.Banks are required to list REOs, one of the reasons is to cut out the chance of someone in the bank cutting a brother-in-law deal and selling below market cheating the borrower from any equity that may be due from proceeds of a sale.

He has a radio show in Birmingham, Al and eats, breaths , lives horticulture.I have recommended him to others nationwide with good results.

If you claim to provide a service for people and the principal doesn't smell enough money on your clothing, breath, whatever, the role of the middleman comes into hard scrutiny.The second part of this is that, not unlike real estate, it would seem like almost anything goes with paper at the one-deal, one-time level.