I just went throught the entire screening process and its more like $6,800. 

It's a long-term learning process, but an interesting and often profitable journey - best of luck to you!

I desire to begin investing asap so I started the process of  learning as much as I can by reading and watching videos.

@Henry Clark Your writing skills is excellent.I learned & enjoyed at the same time.

I'd start the refinance process right away, or just pay it off, or sell. 

I am looking to make a couple connections now during the moving process.

I don't like AI descriptions (sorry @Andrew Steffens).They look and sound completely like it was written by a bot, which it was.I like to write my own copy for listings and I respond directly to all guests, inquiries and issues.

Do your homework first - then you'll be ready for a more meaningful conversation with a landlord.Best...Thanks for your response. so I have researched the rates and I understand that screening a tenant is crucial. mu biggest concerns are the carrying costs until a tenant is filled as I’ve heard the process can take up to 3 months to find a tenant.

Also credit score 680 with no missed payments over the last 2 years and also check their criminal report just to make sure you know who these tenants are, as the eviction process in New York city is very long and expensive. 

I am in the process of suing him and just finding out now that he's done this not once, not twice...But 4 times AT LEAST.