Need some tree trimming, install counter top, misc woodwork.

Possible increase in insurance rates or insurance company requirements if they don't like the roof or trees to close to the house.

Just last month, one had to send me a check for a massive tree removal and a furnace.

Unfortunately these projects often features the homes jammed up on the property lines with a complete obliteration of existing trees/landscaping features to make rooms for a monster house so it doesn't necessarily serve to 'upgrade' the neighborhood in many cases other than increased comps.In other areas I've seen a builder slowly accrue multiple lots of and develop them in a more tasteful manner with new construction that is architecturally consistent with the other new homes they've built adjacent and allowing for proper landscaping.I try to do everything I can to avoid complete teardown and rebuild, if I can utilize the existing foundation and utilities it is a huge cost savings both in construction and in paperwork and permiting.

My mother moved in and lived there for a few months then a tree fell on the house that she was going to be letting forclose and insurance paid for all of the repairs on it and the bank came back and took 40k off the principal and reduced her payments by 40% so she moved back into her original house.We then had this house that we purchased and had been remodeled sitting empty.

I'm told that, in the day, sometimes the tree stumps from clearing the lot got burried under the slab.

If you haven't heard the podcast and have commented on it I recommend saving the digital ink and trees until you have. ;)

I looked on lending tree and found places like discoverloan, quicken loans, loan depot, chase, and my prior mortgage lender.

Insurance is cheap ----------and totally unnecessary until the tenant burns the house down with a space heater, or a tree falls onto the house or lightning strikes. 

It also has some really nce oak and pine trees on the land that are worth something.