The original post doesn't seem to elude to that. 

I'm not sure where you originate and underwrite ground up multifamily deals but it certainly isn't in ohio. 

Both options are Credit Unions - no points, no origination fee1.

I don't know if the property was originally built as a 2 bedroom and somewhere along the lines another bedroom was added but not recorded for whatever reason.I had to file revised plans for my own property when I found it was not in accordance with county records and the changes would have to be approved.

Window AC is not the best because the property has the original windows, and most window units aren't made for historic windows with storms over them.I want to preserve the character of the property, so smaller units mounted in the ceiling will be the least noticeable.

That was my original goal.

Originally, I was hoping to have the property owner hold the property while I take the agricultural property through the feasibility study and rezoning to have paper lots approved by the city I choose to annex the property into.    

When you combine these questions with the other guidance above, you put yourself in a position to rent your property to a tenant you can trust.This post originally appeared on the BiggerPockets blog.

A substantial portion of my real estate transactions 'work' because the borrower was paired with a lender offering unique qualification or feasible terms that meet or exceed the investors original ROI, COC, down payment or general investment goals. 

There’s often room for origination points, typically between 1-3%, that will add to your upfront costs.