Depending on the contract negotiations, the buyer will likely want title insurance and may ask for you to pay for the premium, which is calculated at as $5.75 per thousand dollars of the sales price up to $100,000 and $5.00 per thousand dollars of the sales price thereafter up to $1,000,000. 

Part of the calculus was the contraction in cap rate premiums over cap rates observed in the office sector.

The reason I say this is that if you pay ten grand more for a home over ten years you will recuperate the premium with appreciate and/or rental income.

I would stick to BatchSkip if you're looking for the best premium data.

I already have an umbrella policy so not sure if upping that premium or moving it into any sort of trust/land trust or something else would be a smart move. 

builder's can charge whatever they want. we have an average project size over $200k. smaller projects I charge a premium on.

Yes you have to pay a premium but you can buy them. 

They will often want a new building constructed and building today with labor and materials is very expensive versus retrofitting existing building.When I buy value add vacant buildings the goal is to double the return on investment within a 3 year period.So if I can use the existing building and retrofit to same concept ( example previous burger inc. but now Whataburger wants to come in ) then not as much tenant improvements to convert.So if rent 20 a foot for 5,000 ft that is 100k NOI NNN a year. 7 cap value is about a 1,400,000 stabilized valueSo if I buy it for 400k and have 300k in it more 700k to get new tenant in the value is then around 1,400,000 based on NNN 20 a foot and a 7 cap rate exit value.If you want a premium price then you would need to sell to an end user tenant ( regional or national in nature) that wants to buy the building and put their concept in there.

There's a similar trend I noticed in Lehigh acres florida. there was a miami based builder who came in earlier this year / late last year and built 5 modern homes. all 5 sold and set record prices for the area for single family homes. it's not that newark calls for this or any infill lot in columbus it's how can I deliver a premium product that will sell regardless of location. something with features that people want. 

Even if you do a cash out refi, you still need to pay off the initial loan, and then will not have enough money to pay all cash on the next and so on when prices are at a high premium.