So, what I then did was explain this to the seller, who agreed to an option contract for two weeks and at the end of this period we could either lower the asking price or he could then decide to  sell via the retail route.Fortunately for all parties, we found cash buyers and all parties were happy.So that being said, I apologize if some of my choice of words were offensive to you, but I find your accusations even more offensive.

No offense taken Anish, easy housing credit almost collapsed the global financial system back in 2008, although one should argue that the system was already rotted out after a century of awful management and the subprime mortgage scandal was the final tipping point.

Applicants lose a few points for having criminal activity in the past 4 years, lose more points for having more than two incidents of criminal activity or activity in the past 3 years, lose a lot of points for not disclosing the issue before I find it, are disqualified for serious offenses, and gain points for having a clean background check.  

It's tax time and I am looking for a CPA that (no offense) owns investment property outside of their personal residence and knows the lay of the land themselves. 

I described your post as "ringing with Bitterness" you first made reference to "poorer" I took no offense and pointed out I was poorer than you were imagining.

No offense meant to @Jeremy T. but I must respectfully disagree about the usefulness of that City Data, Allegheny County Crime Map.

About 26% of the population were below the poverty line.No offense to Wilson NC.Poughkeepsie NY is awesome, look into college housing, my brother went to Vassar. 

No offense but that's a pretty small market.Families looking for a 3/2 will pass it by so it will be hard to sell and sell for less than homes with similar specs in the neighborhood.

@David Roberts Characterizing most of us as liars and scammers is a blatant misrepresentation, and it is offensive!  

Landlords/ladies,I learned there is a newTX  house bill 1510 that says "cause of action does not accrue against a landlord solely for leasing a dwelling to a tenant, based on evidence thatthe tenant has been convicted of, or arrested or placed on deferred adjudication for, an offense."