I'm sure y'all already knew that!

Quote from @Aaron Letzeiser: Quote from @Mohit Gupta: @Steven Toth I was actually able to find multiple carriers who would insure for a slightly higher premium, which I am happy to pay.

I get threatened with a lawsuit multiple times per year.  

It's best to reach out to multiple lenders to explore your options.

Already, it's pushed out-of-town investors to focus on student housing where GC has less of an impact.

If i were active though it could have a much bigger impact.

In addition of initial investment, many fees are required for multiple forms. 

However, transferring a mortgaged property to an LLC could trigger a due-on-sale clause, so consult your lender before doing so.While an LLC does not save taxes, it can make audits more straightforward and help present your rental as a business and you can combine all the hours from multiple STRS into one to meet the MP requirements.

Brandon, I am not sure I understand your question, but with the course Pace gives you the contracts, as well as much more content, live zooms usually multiple times per week, discord channel, private facebook group...ect. 

When you go to sell, Montvale requires a certificate of occupancy so this issue has to be resolved in advance of a sale.Although I am not a lender, I assume you will not be approved for an owner-occupied mortgage on 5-units if it is a legal 4-unit without some type of mortgage fraud whether in reported rents, units, or another legal document or representation (very very large issue from a legal perspective with multiple arrests in the last year for anyone playing fast and loose).As far as the DCA, I would recommend coordinating your work with the city with the DCA.