Modern units operated down to -5 degrees so it should be adequate for a cabin in OH depending.

congrats on the first duplex. easiest will be house hack your next property. you can go higher in units up to 4 but just need to occupy the property. lets connect if you need guidance, i house hacked a few times

This criteria is for 1-4 and 5-8 unit programs.

And the problem is the other units?

Typically, we see anywhere from $600 to over $1000 per unit (maintenance and turn costs)  depending on these factors. 

They provide fake checklists saying units are repaired according to agreed-upon inspection reports only to walk in to a home that is more damaged than it was during escrow.

In this case, you can use Rental Income from the units that you will not be living in and that income can count to help you qualify.FHA rates are going to be lower than conventional for you almost always, but FHA does have a 1.75% funding fee. 

I has two GREAT property managers that immediately come to mind, one handling 5 high end high rise condos I owned in Phoenix and the other one handling a 12 unit very lower end apartment building I owned in Arlington, Texas.  

Rarely do they like such units being operated in such way.

We have some more affordable studio units that I fear will attract the budget concise crowd which could get some guests not able to afford the next 30 days payments and have to be evicted.Would appreciate any advice!