I mentioned the facts about the second applicant *not* because they are factors in the decision, but to illustrate that the applicant belongs to protected classes, which made me realize (in more than one way) the error of handling the first applicant the way I did. 

Our business model (illustrated  my website) is self management..

As an illustration, let's pretend we live in a simplified, unrealistic world.

I waived and prorated some fees (such as the Icky Poo treatment since it didn't work) to illustrate my good faith efforts.

So 1 year later the balance of the loan will be less than $100, say $90 (making up numbers for illustration).

That's because the population of the world is going up.Its also an illustration that what you see on TV and in the news gives you only a partial picture of what's happening.

Although, I assume you would still need a will to illustrate how your parents ownership in the LLC would transfer.

Consider the following:T1 = 10T2 = 50T3 = 30So in year two, what is illustrated that you acquired more assets, 40 more to be exact.

I don't have Photoshop or Illustrator (nor do I know how to use them anyway!)

I agree with Chris, this certianly illustrates the differences in the process from state to state, he is correct too in seeing another attorney, not the one you used.