You cannot employ full time employees with any business you own. 

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bank of Souther CaliforniaBank of West (BNP Paribas) 60% LTV CA, AZBB&T will loan on a rental portfolioBBVA, now PNCBellwether NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing employee credit union Cal Coast Credit Union, CA Citizens Bank -Minnesota, only in-state.

An expense ratio is applied to the type of business and how many employees you have- one man band flipper probably we take 10-15% off the averaged deposits.

It was a gov't employee trying to find landlords breaking the law.

Im not sure why this investor is asking for this, you will need to provide more context: You will need to fill out a W-9 form if you:Classify yourself as an independent contractor or “freelancer.”Are not a full-time employee of the business.Will be paid more than $600 for work provided to the business.Is this investor a GP in the business rendering services of any kind? 

We have had people run the commission through work before, and they pay 100% of it back to the employee (again since they don't care about the residential side of agency).

In most cases, the net tax is not significant, and you will still very much reap the benefits of applying leverage such as higher cash-on-cash return.If you are self-employed with some kind of side business, and that business has no employees, you would qualify for a Solo 401k plan.  

Christine, to answer your question that you posted for Jeff Beard, yes that is what he is saying, if you sign a contract with a PM company you avoid having to hire an onsite manager and having to deal with all the payroll and insurance for the employee.

I am a business owner from Grand Rapids, MI with ~100 employees, and I have read several Robert Kiyossaki books, (increase your financial IQ, Cash flow Quadrant, Loopholes of Real estate and a couple more)  I am just recently diving in head first on real estate investing.  

I'm a 1099 employee, I have a LLC can't get approved for a loan right now, was looking more for a hard money lender type just to get the ball up and rolling I'm staying near Glens falls right now  but I do most of my work in MA and found a lot of foreclosures that need work and I have a contractor over there.I just join this today so I'll do some more research.Thanks for the feedback