That added a 12% expense bump- totally changed the vacancy dynamics.

This reeks of total nonsense.

REITs like Realty Income can definitely be a great hands-off option for steady income without the headaches of property management.That said, owning physical real estate has unique benefits like leverage, tax advantages, and control over your asset.

I recall that you're in another deal where you invested $300k, got back $12k total over two years and there are zero funds on the horizon.

Here's a framework I’ve used with clients and in my own deals:Understand Your Total Investment:Break down your actual contributions: $40,000 from cash, $50,000 from the 401k loan, and any additional transaction costs.

So even though the total housing numbers may go up, they are not meeting demand for the working class renters who need affordable housing.

https://www.har.com/content/department/mlsHouston Real Estate Highlights in November, 2024:-Single-family home sales increased 6.0 percent year-over-year;-Days on Market (DOM) for single-family homes went from 48 to 52 days;-Total property sales were up 3.3 percent with 7,750 units sold;-Total dollar volume rose 11.1 percent to $3.1 billion;-The single-family median price was up 1.5 percent to $329,900;-The single-family average price climbed 4.1 percent to $418,903; -Single-family home months of inventory registered a 4.4-months supply, up from 3.5 months last November.

On the other hand, passive strategy will buy more expensive house at a nicer neighborhood.

Here's an example:I like to do mine in total and by property.I know I'll get questions about the debt categories.  

But same theory give them a second chance and many times I was negative cash flow I would rent for less than their mortgage to get them going again.. did well over hundred of those and I can count on one hand how many actually were able to totally cure and buy the home back.. 90% of them defaulted in the first 18 months..