I'd like to buy a barge or a ferry and transform it into a beautiful floating concert hall.

The risk in this type of loan structure would have pointed many banks to use ARM's and to float with PRIME to keep pace with the market.  

I could see how that might not work all the time on a single family.When we were renting out my late mom's condo, that PM kept a small float of around $500 for minor repairs.

Some markets are ballon markets and some markets will fully amortize but float/adjust after the fixed rate period.

Catch my drift?  

I don't like installing tile personally as I find floating laminte flooring easy/cheap and looks good

To frame you will have to anchor your bottom/sill plates to the floor with a gasket between it and the floor, unless you use one of those floating subfloors (e.g. 

Why would you want to spend more money and time on creating a floating clip for your wesbite or blog.If you're keen to use your presentation skills and give some new technology a try I think you should trial VideoStir DIY website presenter solution: it's free, easy to use and requires no special skills or equipment.If you know similar services please let me know below. 

Determining what it is that truly floats our boat and what our own definition of success is, is the place to start.Ive only been able to dabble over the past several years.

The types of people using it to purchase property aren't the type of people I want to be living around, if you get my drift.