I've had more folks than you think in your same position who look to cut cost with the wrong professionals and then regret it.

Here was an old post from earlier this year I made on BP then all of these folks threatened me until I took it down.  

I would rather vet these folks myself, however I am also not confident in doing so.

Can experienced folks provide some inputs about the usefulness of this feature? 

It's just personal. 99% of folks here cannot survive $5k/monthly deficits, .5% here would not know if it was a rounding error, .5% would make them look twice but not make them do anything besides try to manage it a bit differently.

Scammers hire folks to solicit CA Brokers and offer them Wholesale lines..

For example, I have seen many folks part of Bigger Pockets community build their rental portfolio through obtaining financing that they wouldn't otherwise be able to obtain if it was not for their W-2.

My background is in construction and entitlements. 

Quote from @Malcomb Stapel: @Sammy Lyon most of the folks on this forum are probably thinking right along the same lines.

A lot of folks see the major cities as the drivers of economic growth.