I have a quick question for you all: Should you disclose a locked thermostat to guests?

Understand the debt and how that plays into the risk.Understand that it is extremely rare for an asset that locks in long term fixed debt to get into trouble.

Asset based mortgages carry a better rate but you are going to have your assets locked up not able to touch until you refinance or sell the properties.

So why lock up liquid funds with illiquid equity?

As this is a 4 unit building, I am looking to lock in another 30 fixed rate mortgage.

The seller did not realize there is a cost to lock in rates.

Broker I would welcome real estate licensing looking like appraisal licensing with open arm's and an ear-2-ear smile, it would solve a great many issues.

Considering the fact that you already have a lot of equity locked into MFH that's essentially sitting at ~5 caps, I would think about diversifying a little bit and try to pick up some decent quality C SF housing that is a gamble on appreciation but can have some stronger cash flow.

We go into this using the buy and hold strategy so I'm perfectly fine with my capital being locked in for the long haul.  

If you are using click lock LVP you won't need to pull your existing cabinets because cabinets do not sit on floating floors.