What makes it tough in the beginning is your rental income is not established so you need to be able to handle the debt not using rental income. 

Lease options are the vehicle of choice here, until I sort out how to get to the other side of the ceiling imposed by debt to income ratio.

Some of the investors I follow like I know have a combination of both it seems like. 

People responded by explaining that residential mortgage lenders are looking for US-based customers, who have their residence, income and assets in the States.How do they view foreign debt?

If this is financing for a stabilized property rate carries more importance but rate combined with origination fees, pre-payment penalty and term in which you intend on keeping the loan in place are all considerations which together should help in deciding the best financing option.

Tulsa offers a fantastic combination of affordable housing, a growing job market, and a strong sense of community.

For me I invest my SDIRA money in debt investments which typically are ordinary income when using w2 income and use my hard earned cash to buy properties. 

I have a lot of experience with STRs being a superhost for over 10 years and I believe I can bring in 200k for these houses combined. 

Have no debt. 

The combined transactional costs alone between the purchase and sale are going to be north of 10% of the transaction value.