The longest terms our plans provide to pay back the money is 5 years and the payments get made automatically through payroll deduction. 

My suggestion to any one that are first time real estate investor in fix & flip, or planning to hold property for rentals, is to learn or read, understand about real estate financing first, build your assets and network or partner withsome has completed some projects in fix & flip and has some rental properties with positive cash flow within your immediate area before dving in to any project by youyrself.

Here is an example with some figures:My LLC total investment = $204,000Partner LLC total investment = $196,000Value of project when complete = $500,000Each LLC value afterwards = $255,000 / $249,000The plan was for me personally to go get the refinance loan because the terms are so much stronger than if I went portfolio with the LLC.Loan total = $300,000 (keeping at 60% or under of value for best terms from the bank)Partner LLC payout = $249,000My LLC payout = $51,000In this scenario, I am struggling to see how to get the remaining equity in the project into my personal name? 

Otherwise you have to plan for worst possible results. 

It would be good to talk to a lender to make a game plan and review your financials. 

Quote from @Patrick OHalleran: Hi David - I used HallCPA for a Consulting engagement (about $5k) and found the tax planning support to be very helpful. 

I am currently in the market to purchase a tri-plex with the plan to live in one unit, make upgrades, and rent the other two out.

If you can answer these types of questions you will know what is important as you game plan for the next 10 years.

I specialize in teaching the strategy so that you'll have a comprehensive understanding of it and can determine whether it's good for you or not. 

Good luck.I also plan on visiting PR(san juan for now,  maybe ponce as well) in November for fun and to learn more.