The differences are not very big and adjustments are mild, but that is also something to be aware of as it might surprise you, depending on the lender.

@Ivan CastanonInventory, interest rate decreases, rent adjustment, market reports, and economic indicators are all important considerations when making a successful real estate investment.

I am a California realtor and certified investment specialist so I would love to be one of your contacts on your team.

Hi Kevin,I'm a big fan of buying with cash and my thought process is quite contrary to everyone else's.Cash is KingCashflow is QueenLeverage can be a peasant lolOne can retire investing in Toledo with $1m in cash.Off-course, this all depends on how many villages you need to feed 🤓I have too many "villagers" on my back so it's a bit of a different story for me.Sub $100,000 markets like Toledo require volume to work and to be worth the risk if you are looking to buy and hold.Not much growth potential long term so I would consider it a strict cashflow play.Start slow and small and you can always scale up once you learn the market.Or call it quits and exit if you decide it's not for you.IMO, leverage should only be used to scale a portfolio and only after you have immersed yourself enough in a specific market.And only once you have decided that you want to stick around in that specific market and invest in it long term.Over the years, I've witnessed many folks use leverage and attempt BRRRR out of state only to fall short and say "the market sucks and it doesn't work".Nothing works unless you make it work and a market like Toledo can work better than any other market I know from a cashflow perspective.I've been investing since 2014 and flipped hundreds along with currently managing 400 SFH.Only this year have I started buying small multifamily properties.It's an adjustment and a different animal but let's just say it's in the same breed of animal lolImmerse yourself in a specific market and become an "expert" on the numbers in that market.Find off market deals, negotiate hard, buy with cash and buy quickly.You make money when you buy and not when you sell so you must buy cheap.There are many ways to skin a cat mate and this is how I get my fur lolWishing you much success

“It’s part of the culture of Silicon Valley,” says Christina Kramlich, a certified financial planner and adviser at Chicory Wealth.

Your taxable gain / loss will be sales price less cost to sell less your adjusted basis.

Russell I had my first contract come in on one of my new builds and the commission was simply one of the line items in the addendum.. it became a negotiating point and thats what I did as the owner/seller I did my counter and part of it was a commission adjustment to the amount the agent put in the offer..

I have told shellpoint to NOT CONTACT ME AGAIN VIA EMAIL AND TO USE CERTIFIED MAIL ONLY.

The why will help you adjust course so that you can learn what you need to do to qualify - either for a different property, or in the future. 

@Josef Bryan Gerster I think some adjustments in your Revenue Management model could be made to increase desire for mid-week bookings.