All of the above and there are many discussions and mathematical gymnastics that are in these forums that prove it works and doesnt work in both ways...consider a first position heloc if you want to utilize velocity banking concepts for mortgage purposes.I got one with CMG mortgage (they call it the All in One Loan) and it put me in positive light. 

Our end goal is to be in a position where we can be very selective and choose the clients and properties we work with so that doesn't happen.

my wife and I have small positions with Bam and have also met in person with Ivan at his office in Indy..

Its always nice to hear positive things about local people. 

It is likely the number one reason for reviews that are not 5 stars.  

Emphasize that your offer is competitive and you’re ready to move now, or set a reasonable deadline for the offer to ensure the seller knows you’re serious.Use Comparables StrategicallyHave data on hand to support your position.

Inflation will push up rents over time, so at some point you will be cash flow positive.

I use a CPA, too, but I like to do my own bookkeeping throughout the year and send him a tax package quarterly to review.  

Money is...important, but it's also a way to make a positive difference in people's lives. 

If you haven’t already, try escalating the case and requesting a senior representative to review it.