If your bath mats are getting nasty, you need to hear that from your cleaners not your guests!!

@Mat O'Grady I would love to be apart of the meetup as well!

The fees you will have to pay are worth it if you commit to being a good agent.If you are strapped for cash, I would advise to continue to learn about the business as you save.

You might want supplemental small electric wall heaters or baseboards in bedrooms (if they will be closed off from the main heated area), and I've been able to get away with just electric heat mat under tile floors for heating the bathroom in these situations as well. 

@Matt Stricklen your write on the money with that Mat.

@Tom Foden Read Mat Faircloth's book Raising Private Capital. 

I recommend contacting your IRA custodian for some guidance or an attny who is versed in SDIRA matters like Mat Sorensen

At the same time I've been a bit cash strapped because I dumped almost all my savings into this property.

Chance,My advice to you is unless you are extremely strapped for cash and cannot come up with the extra 1.5% down payment, to never go with an FHA loan.

Two car garage, 3 baths, nice deck, laundry in unit, and close to stores, laundry mats, fast food and dine in restaurants and only half-mile from interstate.