We tried to explain this to VRBO call center reps, but they can't offer anything other than telling us to lower prices to pre-Jan 6 rates. 

Welcome to the community, Evan!

Doesn't mean its a necessity to have it formed here but it is a fairly straight-forward process. 

Hey everyone,I’ll keep this short and would love to hear from investors who have successfully leveraged a HELOC to scale their real estate portfolio for both short-term cash flow and long-term wealth building.I’m about to unlock $200-250K in HELOC from my primary residence (a condo in NYC), and I know there’s a powerful strategy I can implement.My current plan:✅ Acquire a 10-15 unit multifamily in a mid-sized market (AL, TN, OH, etc.), targeting a $700-800K deal with value-add potential.✅ Use 20% from my HELOC for the down payment and finance the rest with hard money.✅ Force appreciation over 6 months, then refinance into a DSCR loan to pay off the HELOC.✅ Rinse and repeat!

Any city that I'm looking to invest in I always start by looking at population growth.

You just need to have more reserves set aside compared to a single family.

Quote from @Sam Shikiar: Hey everyone, Sam here.

An approach that we use is to provide value to the homeowner - especially to distressed homeowners.   

Hey, BiggerPockets community! 
Whether you’re an investor eyeing the desert sands or a homeowner curious about the market, I’ve got the latest scoop on the Coachella Valley real estate scene as of February 25, 2025. ...

thats basic list one can add.Value add /  New construction / land entitlements/ Timber / Minerals/ Lendingetc etc.. far more ways to actually make money than just buy and wait for rental income to payoff debtl