But if you want an ROI, as well,  the industry has been lying to you, and everyone else.Foreclosures, probates taxliens... all circumstances that explicitly do not drive motivation to sell.I am writing a book on the topic and here is a passage from my book.Circumstance does not imply motivation.

Or is there any other way to acquire financing that would be a better option to do deductions and write offs. 

Think of yourself living in the rooms, not for style, but is there enough space (ie don't buy a place with lots of tiny rooms).

We have about $200K equity in our home, both of us are independent contractors / business owners who write off a lot on our tax returns - so I’m not clear if we have to take what we can get or if these terms seem in the realm of normal.  

You write well (except for the "eye trouble") and appear to be intelligent enough to test through much of a degree. 

It will be the only ranch-style triplex in the area that I know of.

But I have a very low opinion of guru types (high priced, lots of upselling, big promises, selling a life style in their ads more than information, etc.) 

(An exception is if you own 5% of the company you work for)Agree, this is a great summary post on REPS with core concepts on how to qualify. .I think the complexity comes in when people have edge cases - it becomes difficult to write a simple short post that educates everyone.

You can also request to have PMI canceled earlier if you meet certain requirements: You reach 80% LTV in your home You have 20% equity in your home You have a good payment history You have no other liens on the home You can request a PMI cancellation in writing to your lender or servicer.

I am assuming I can write the offer as cash, so long as the private funding is guaranteed otherwise I may put my EMD at risk.