Your source for lead generation is vital for any business that thrives on leads.  

The property details are more important than my details, so my credit score, income, and other assets are unlikely to impact loan terms for the better.Yes, more important but your details are still vital to getting approved.

Most concern habitable conditions of the house.

utm_source=newsletter- https://www.biggerpockets.com/renewsblog/telltale-signs-youre-not-ready-to-invest/- https://www.biggerpockets.com/renewsblog/vital-importance-mentor/- https://www.biggerpockets.com/renewsblog/get-ready-to-invest/- https://royallegalsolutions.com/get-your-head-in-the-game-four-pro-tips-for-creating-a-winning-real-estate-investing-mindsetYou might want to read and follow these threads: https://www.biggerpockets.com/forums/48/topics/630353-advice-to-your-20-year-old-self https://www.biggerpockets.com/forums/12/topics/625324-looking-for-financial-advise-for-getting-started?

It has to be worked at, built like a virtuous habit over time, but I suspect anyone with enough practice can manage to wash away the stain of a monstrous act or two done in their lives from their memories like it had never been there in the first place, and continue to live their lives looking out from behind a face just like the rest of the family of man.

@Cam Jimmy With a 1031 Exchange, there are many roles that are vital to the transaction.

there should be a habitability clause in the lease 

@Lisa MaturoHi Lisa,I agree with Alina if the plan is to live in it, so long as it is habitable, otherwise FHA won't work.

The first thing you should do is change your spending habits and get those under control so you don't end up back in the same position. 

If you have your personal development on point you'll create habits that will skyrocket your investing success when you combine it with your acquired real estate investing knowledge.