Cash value life insurance can serve a purpose but it is not an apples to apples comparison and if you are going to have to make a choice based on your fact pattern you would go with the retirement plan.  

You want an accountant who can help you strategize and who is responsive when you want to know the consequences of the financial decisions you are making throughout the year.There are over 20 real estate accountants on this site.

Her choice. 

As you know, it is a personal choice but overall, they are doing well. 

If you think you could achieve higher returns by reinvesting that equity elsewhere, selling might be the better choice.

Cash buyers are stepping back, with a 14.8% decrease, but the 57.6% surge in inventory means buyers have more choices than ever.

Well if its from a bank you do not have any choice.

😀But I have to get to it since the right choice here doesn't seem to be that obvious. 

I'd suggest narrowing your choices down based on your long-term goals and what excites you most (sounds like hands on flipping).

It’s completely normal to feel a bit of analysis paralysis, especially when you’re in a position to make a move.The choice between a short-term rental (like Airbnb), long-term rentals, or a duplex comes down to your personal preferences and lifestyle.