Here are some considerations to help you decide how to proceed:Assess Your Financial Objectives: Ascertain your long-term financial goals and the role that real estate plays in your overall investment plan.

If they tell you they won't protect you against those things, then consider banning them.It's a sad world where we tell families they can't let their kids experience simple pleasures and get some exercise.

@Mike MutabaziHi being a hard money lender myself typically your fico score and experience will play a big role.

If you represent buyers for that project and get commissions as a realtor (and on top of it don't disclose it), it's promotion for all intents and purposes and against the rules so I was just warning you against that in a friendly manner (I'm not here to play the police and people can see through direct or hidden promotions it's not my role to judge for others). 

With so many buyers thinking agents suck or are out to screw them, this just eliminates the buyer's agent role...

Ladies and gentlemen, I don't know about you, but I couldn't find anyone to open a C- Corp, 3 L.L.Cs, and a personal Attorney to complete a living trust (Private meeting with my family), role my current home into the business structure and out of my name, serve as my registered agent, collect all of my mail, take all of my phone calls, and unlimited L.L.C creation for the price I paid!  

For most of us, it's a math exercise. 

You may also consider looking for lease with option to own opportunities, for the same reason; lower your down payment- then use the leasing period to build up what you need to exercise the option to purchase. 

By having the students be the ones to actually make the deal and sign off on the due diligence, we find ourselves in much more of a coaching role rather than an investment firm.

After 2008, contractors were the easiest part of this business, and for many things, I was paying 20-50% less in labor costs than I am now.Material prices are less affected by the market cycle, but inflation certainly plays a role, as does competition.