Have you found that capex, vacancy and repair rates to be normal (10/10/8 percent) or are they higher in the area ?

That experience was a wake-up call.From that day forward, we made a vow: no more hard money lenders.

I went with Chase as it’s my normal bank.

You won't be scaring away the seller, this is a completely normal thing to request and your broker should be the one prodding the seller's side for this info up front (especially if the seller's side hasn't provided it already with the marketing material at the very least). 

Are there companies that don't benefit from your normal expenses?

That can be fixed by tightening the nut below the sink and is normal wear and tear.

It is normal and should be addressed promptly.

I would normally ask for that before I put in an offer or the offer. 

Or is it normal to ask for quite a bit more off due to the potential effects of the water damage.

You are better off buying this as a normal purchase or getting cash to cover the rest of the purchase.