Remember, buying a property is a financial decision that should align with your long-term goals and comfort.If the new lender offers a better rate and lower monthly payment, it’s reasonable to consider that option.

E&O insurance most likely

As long as you are comfortable with the sponsor (Brian has a solid reputation) and the opportunity meets your criteria, then it is your decision to move forward with the investment.

Thank you for bringing up this topic and sharing your success, it helps reinforce my decision to not convert now.

I want to make the best decision while honoring my agreements and maintaining professional integrity in this deal.

Hope to make my decision soon. 

It served us well, along with the other detailed information they could provide, to make an informed decision. 

Here are my thoughts about your decision to refinance.Process:Understand your current loan terms.Check your credit score.Compare offers from different lenders.Get your property appraised.Submit your application and go through closing.Considerations:Current interest rates vs. your existing rate.Amount of equity built in one year.Closing costs and fees.Your long-term financial goals.It's a complex decision, so consulting a financial advisor or mortgage specialist might be helpful.

You want an accountant who can help you strategize and who is responsive when you want to know the consequences of the financial decisions you are making throughout the year.Good luck.

Even when the deed is recorded you will be unable to obtain title insurance for at least a year from the date the deed is recorded.