@Donald Crockett Since getting frustrated myself with city-data, I adopted this area analysis interactive map that works for mestatisticalatlas.comLet me know if this helps, happy hunting!

If the institution's require signed and notarized documents it may take 5-7business days.

I was wondering if there was any institutions that you all would recommend.So far I’ve spoken to Navy Fed (their max is 100k) and Wells Fargo (their max is 60% of the property value).I’m based out of DC but originally from the Bay Area.

The advantage for other investors is they can bypass all the restrictions and demands of a lending institution.

Many institutions want to see  you own the property for a year before they would refi at 80% of the appraised value.Is the rehab money in the bank or will it be borrowed? 

I enjoy the Urban Land Institute report: Emerging Trends in Real Estate®.

Hi Kent, was the note originated by a financial institution or a seller carry-back?

Later down the road, if you choose to get married and have/adopt kids, you can move into a house and now you have a multi-family property on the side that will continue to make you money.

If that is variable state to state or institution to institution, then it may be worth seeking another mortgage guy to investigate cash out refinance options.

If you want to get things going, you need to look at private institutional money.