She's been stuck with the city process and wanted some advice about how to get her plans approved.

The "due on sale" clause (DoSC) obligates the seller to notify the lender if the property is sold.Failing to do so would place the seller in violation of this agreement, giving the lender the right to accelerate the loan.But no laws are being broken here.So, subto is neither legal nor illegal.Second, it only works because most lenders are more interested in receiving payments than in invoking the DoSC clause and foreclosing on the property.But, it can work, provided seller and buyer are both on board and the proper process is followed.

While it can be a lot of work if you're going solo, partnering with a reputable team can make the process much smoother.

Many states have a "reciprocal license" program to simplify the process.

Everyone in real estate will be incentivized to upcharge your friend along the process hurting profitiability. 

It showed me the significance of developing systems and processes that propelled my different ventures.Another book that struck a chord is Can't Hurt Meby David Goggins.

Make sure it explicitly explains the process for termination if you are unhappy with their services, especially if they violate the terms of your agreement.3.

Plus, I’ve put together a comprehensive guide to walk you through the process step by step.What’s your biggest challenge as a new host?

If you give someone over 19% membership interest in the deal, the bank will usually require a personal guarantee from that individual. 

By identifying the right buyer within our network and streamlining the transaction process, we added value without requiring extensive renovations.