Management has to allow you to STR, and not change their minds in the future.

If you’re west of 315 then not so much in the near future. 

This can provide additional capital for future investments and get the next one.Or evaluating other loan options:Depending on your long-term plans, you could explore conventional loans or portfolio loans that might offer more favorable rates or terms with the new appraisal value factored in.Your decision depends on your broader strategy.

The availability date does not have to be a future date.As for processing applications, we try to complete them within 24 hours, starting from the point we have a complete application.

But, understand DSCR loans are only for investment properties, not for a primary home you might want to buy in the future. 

Though I still feel like I have lots to learn, and I may always feel this way, there has got to be a point in the near future where I am ready to invest.

This could allow you to build equity steadily, reduce the immediate demands on your time, and potentially refinance in a few years to access funds for future investments.Alternative Approach: Small Multi-Family Property: If you're open to it, a small multi-family property (like a duplex or triplex) can combine elements of both strategies.

Hey Brody,You cannot directly use capital losses from stocks to offset rental income, as rental income is considered passive income, but you can offset rental losses with other passive income, and if you sell a real estate property at a loss, it can offset capital gains from other sources or be carried forward for future use.

@Christine Aledam LLCs will affect your future loans/refinance so you can’t simply just buy in your name and operate as LLC.

I can then take those figures and estimate for future deals based on size, room and bathroom count, etc.