Ive recently came across a few videos on youtube that exposed me to real estate wholesale investing using no credit and small amounts of cash to get started.

Also, there hasn't been any claim, so the mortgage company is not exposed to any risk...i don't understand this.

I'm thinking about pushing the soil back, and simply exposing the lower floor. 

@Jason Dillard@Mark BurikI wanted to circle back to this after doing some thinking on it (your statement that a more 'exposed' position is to have 50% leverage vs 100%). 

Violent criminals, drug users, drug dealers, prostitutes, sex offenders, and many other criminals run a very high risk of offending again and I wouldn't want to expose my other tenants to that.

That's not something that gets tracked during the life of a property unless someone recently had a valuation done for a refinance.Two, with a one-off deal, they don't know if they are getting the best deal because it wasn't exposed to everyone in the market.So, if the property has equity, the owner will use the proceeds of the sale to pay off the mortgage.

That extra $15,000 not only covers full commission, it also puts more money in the seller’s pocket.I work extremely hard to market and expose to the highest amount of buyers and the Agent's that represent them in order for my Seller Clients, to get the highest offer for their home. 

This concerns me as rates will most likely be much higher in 3-5 years and I will be heavily exposed to this risk. 

Do you think it's a bad idea to post here saying I'm looking for Albuquerque wholesalers, or is that kind of like asking to get ripped off by exposing my naivete?

She's going to pay half of the commission anyway.Her Craigslist ad and yard signs will expose her home to perhaps a few thousand potential buyers.