Creating lists that no one else has.I've been helping professionals monitoring probate and pre-foreclosure leads in real time streaming the leads to their CRM to pulling parcel data directly from county appraiser database at scale.At some point you will realize that these "national coverage" companies just won't have the fine-grained information you need to help you succeed in your counties.

@Jason Bott I am wanting to shop my coverage for a current rental in the quad cities area also if you have recommendations

Choose your top ~3 inspection companies, contact info, etc. and then when you're ready to start due diligence on a property, start with your top choice and then utilize your backups if needed for availability, coverage area, or whatever other reason.

To me it makes more sense to set up the right entity and then just get the right STR coverage.

The company I had just got sold and the new coverage is not ideal. 

A DSCR loan (Debt Service Coverage Ratio) type loan would look at the rental income and expenses and determine the amount it could lend based on that.

It provides coverage for the existing structure and for the renovations, as they are incorporated. 

Sure, lots of homes get hit by tornadoes... but there are 1.7 million homes for the tornado to choose from... so if a couple of hundred homes are impacted by tornadoes in a year, that is 0.00011% of the houses in Oklahoma getting hit... but just like hurricanes it makes for great tv coverage, so it's easy to see where you would try to worry about it.  

The deal cash flows at about $1000 a month BUT the insurance company will only do property replacement coverage NOT liability.

Hi All, I am a landlord in NJ and am seeking your guidance on what kind of renter insurance coverage I must make mandatory to the tenant.1) So far I have been asking for following bare miniumum coverage.