Unless they allow future rental income to count towards the DTI calculation.

@Jay LindgrenRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

HOWEVER, on that note, just because it does not report on your credit DOES NOT mean it is non-recourse and therefore it DOES count towards your DTI calculation in most cases going forward.Off my side tangent, a true non-recourse loan is any loan that does not have any kind of personal guarantee. 

I did my analysis as if I was not house hacking one of the rooms or as if I was counting myself as a paying tenant. 

I didn't count them in inventory when I sold ;) Someday, when I get that $1m listing, I'll bust them out! 

I.E. plan is to sell the property in 5 years but he says he no longer wants to sell.You would be on the loan and the monthly payment would count against your DTI making it difficult for you to get loans in the future.

Since the banks in Canada do not count your rental income at full value, your GDS/TDS ratios will be out of wack as you get more conventional mortgages and at some point you'll be topped out.

Tim Gordon  ya that's the issue when you bring a buyer and seller together for the expectation of compensation  IE you don't actually own what your selling,, and you make a fee that requires a RE license .. if you look at the bigger wholesalers in FLA you will see they are all licensed.I suspect this will start to happen in Ca as the BRE starts to tag those who are out there acting like Brokers when in fact they have no license to market properties they don't own.as we know you can market a contract and assign it.. its when wholesalers start marketing on the internet just like a RE borker that it cross's the line.other wise think about it ..

@Paul DentingerRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

In some cases if you have some of your own money into the deal they will also allow you to earn 12% on your money and if you look around there are companies that will pay you for your work according to the scale of your work, for example if you are a journeyman carpenter and you do all the of the carpentry you will get paid and your pay will be counted along with all the other costs of the project.