This info is based on DSCR and Hard money loans, not FHA, VA, or conventional.

I used a conventional loan to secure the property.

Still record low inventory, low rates and a ton of demand.

There's plenty of multi inventory to explore those avenues in and out of the city so I'm sure you'll achieve this goal in no time.

For funding, I have a couple options, use my heloc (prime +0.5%) for the down payment and then conventional loan for the rest. 

Very familiar w the city as I was born and raised here.Going 20% down conventional w plans to pay it off ASAP as I make over 100k per year after taxes and live well below my means.I hope to rent it out and cash flow as soon as I pay it off.Today during the blue tape walkthrough I identified an issue with the front door.

A while ago another CA investor said he felt like BP sounded like it was becoming like a sales convention.  

We would certainly reach a larger audience and probably get a better price, but that would have to be with someone dealing with conventional financing most likely.

This might offset the rate difference, especially when conventional financing isn't as easily accessible due to strict income or employment documentation requirements.2.

. - If you are NOT buying the property as your primary residence (in this case, it sounds like it will be an out of state rental), you are looking at putting 20% - 25% down if you are going to use a conventional mortgage.